Why Use Your Dental Benefits Before December 31st?
Dental insurance plans usually have an annual maximum—the highest amount your provider will contribute in a year. If you haven’t reached that limit, the remaining amount will not carry over into the next year. So get at it early this year—patients who schedule their appointments before December 31st often save significantly on preventative and restorative treatments.
Preventive Care is Often Fully Covered
Preventive care typically receives full coverage from most insurance plans. That includes cleanings, exams, and X-rays. When patients visit us for regular check-ups, they protect their oral health and catch problems before they become serious. Dr. Tsibel examines teeth and gums thoroughly and identifies early signs of cavities, gum disease, or other conditions that benefit from early treatment.
Complete Treatments Before the Deductible Resets
If you’ve already met your deductible this year, you can often receive additional treatments with minimal out-of-pocket costs. Once January arrives, you’ll need to meet that deductible again. Patients who delay fillings, crowns, or other procedures may pay more later. Dr. Tsibel helps patients review their treatment plans and prioritize any necessary care to get it done before their coverage resets.
Steer Clear of More Costly Problems in the Future
Small issues can turn into larger problems if left untreated. A minor cavity can lead to a root canal or extraction. Addressing these concerns reduces the risk of pain, complications, and higher expenses. Our dentist works with you to stop dental issues from worsening and helps you avoid emergency visits in the future.
Use Your FSA or HSA Funds Wisely
If you have a Flexible Spending Account (FSA), those funds often expire at the end of the year. These accounts allow you to use pre-tax dollars to cover healthcare costs, including dental care. Many patients use their FSA for co-pays, deductibles, or treatments not fully covered by insurance. We can help you apply your FSA funds before they expire so you don’t lose that money.
Consider Cosmetic or Elective Treatments
Even though most insurance plans don’t fully cover elective procedures, patients can still apply unused benefits or FSA dollars toward treatments that improve their smile. Cosmetic dentistry, such as teeth whitening, bonding, and veneers, can enhance your appearance and boost your confidence. Dr. Tsibel offers several cosmetic options and can help you decide what works best for your goals and budget.
Plan for Orthodontic Treatment
Patients planning to begin orthodontic care may benefit from consultations before the year ends. Whether you’re considering clear aligners or other options, scheduling an initial visit now could help you apply this year’s benefits to the first phase of treatment. Sometimes, patients can split costs across two benefit periods, making treatment more affordable.
Bonus Tips for Visiting the Dentist in Pasadena
- Book Early: To get the most out of your year-end dental visit, book as early as possible. Our schedule fills quickly, so take advantage of summer break for your child’s checkup.
- Review Your Plan: It’s helpful to review your plan before your appointment. Understanding your remaining benefits, deductible status, and coverage limits will make your visit smoother and more productive.
- Bring Your Insurance Information So We Can Help You: Bring your most current insurance information to help us process your claim efficiently. We strive to make your experience comfortable and efficient. Whether you’re catching up on cleanings or planning future dental work, we help you make informed decisions about your care and coverage. Additionally, we offer flexible payment options for work that insurance doesn’t cover.
Schedule Your Visit and Get on Top of Using Your Full Benefits
Now is the time to see the dentist in Pasadena. If you need to start maximizing your dental benefits for the year, make an appointment with Dr. Tsibel at Walnut Hill Dental in Pasadena, California. Our team will help you make the most of your insurance, avoid unnecessary expenses, and enter the new year with a healthier, brighter smile.
